Cross-border payments still depend on fragmented bank routes, opaque fees, and long settlement windows.
AI-native Cross-border Financial Operating System
Your AI Business Partner for Global Expansion
NeoSmartFlow AI helps global trading businesses automate cross-border payments, compliance, stablecoin settlement, supplier risk control, and reporting with AI Agents.
Monica Lau
Hong Kong Trading Ltd
KYB approved
Pay my Kenya supplier $12,000 next Friday using the best compliant route.
Compliance Agent checking AML risk...
FX Agent optimizing settlement route...
Routing Agent selecting stablecoin rail...
Execution Agent preparing payment authorization...
Report Agent generating transaction summary...
Positioning
NeoSmartFlow is not just a payment tool.
It is an AI-powered financial workflow system designed for global trade, sitting at the intersection of AI Agents, stablecoin settlement, compliance automation, and real-world trade flows.
Problem
Global trade payments are still slow, expensive, and fragmented.
SMEs struggle with AML, sanctions, FATF risk, supplier checks, and audit preparation.
Stablecoins can improve settlement, but most business owners do not want wallet or chain complexity.
Payment teams rarely have a live risk profile for overseas suppliers and recurring counterparties.
Transaction records, risk notes, FX savings, tax suggestions, and PDFs are assembled after the fact.
Solution
One AI command. Full financial workflow.
NeoSmartFlow turns complex trade payment operations into an AI-driven workflow from supplier setup to compliance, routing, execution, and reporting.
How NeoSmartFlow Works
Seven steps from business identity to reporting.
Verify company identity, UBOs, business type, and risk level.
Add supplier information, bank accounts, wallet addresses, invoices, contracts, and risk tags.
Connect user-controlled wallets. NeoSmartFlow is non-custodial and every transaction requires user authorization.
Start payments with a natural language command.
AI Agents check AML risk, sanctions, FATF country risk, wallet risk, and transaction anomalies.
Choose the best route based on cost, speed, compliance, gas fees, FX, and receiver preference.
Generate transaction records, compliance results, risk scores, FX savings, tax suggestions, and PDF reports.
AI Agent System
Multi-Agent Intelligence for Global Trade
AML, FATF, sanctions, and regulatory checks.
Exchange rate analysis and cost optimization.
Payment path selection across bank and stablecoin rails.
Tax categorization and reporting suggestions.
Payment preparation and user authorization flow.
Supplier risk and abnormal activity monitoring.
Monthly reports and PDF summaries.
Stablecoin Settlement
Stablecoin-native settlement for real business payments
NeoSmartFlow focuses on enterprise-grade stablecoin settlement using USDC and USDT across major blockchain rails such as Base, Polygon, Tron, and Ethereum-compatible networks.
USDCPrimary settlement currency
USDTEmerging-market corridor support
BaseLow-cost EVM settlement
PolygonEnterprise-friendly network
TronHigh-usage stablecoin rail
EthereumEVM compatibility layer
RWA Future
From payments to trade-backed digital assets
Every verified trade payment can become a structured digital business record, creating the foundation for future RWA financing, supplier credit scoring, and trade-backed assets.
Security & Compliance
Built for trust, control, and compliance
NeoSmartFlow does not custody user funds.
Users remain in control of their wallets and authorize every transaction.
Non-custodial wallet connection
User-authorized payments
KYB-first onboarding
AML and sanctions screening
Supplier risk profiles
Transaction monitoring
Manual review for high-risk cases
Join Waitlist
Join the future of AI-powered global trade finance
Built for Hong Kong-based global trading businesses expanding across Africa, Latin America, and Southeast Asia.
The future of global trade will not be managed by dashboards.